Personal Loan
Adhiban offers you personal loan

A Personal Loan is also known as multipurpose loan.

Personal Loan Starts 10.99% Onwards


Personal Loan in Coimbatore

Adhiban Group is South India’s most preferred and trusted personal loan provider in Coimbatore.

Thinking about your finances can be frustrating? When you are in urgent need of money and don’t have any collateral or security then don’t worry Adhiban offers you personal loan. Our main motto is to make everyone to feel confident about their finances and we're working to make the personal loan process very simpler and easier.

We are here to help you out for your urgent financial needs by providing personal loan. A Personal Loan is also known as multipurpose loan. Whether you’re looking to consolidate debt, finance home improvements, medical emergency, purchasing a gadget, cover unexpected expenses or treat yourself to a much-needed vacation, we can help you to get out of your financial Problems & difficulties with our personal loan. You can use your personal loan for any type of expenses. We don’t ask for collateral or security against personal loan. we offer personal loan with minimal documentation. We give personal loan on best interest rates, flexible end use, flexible repayment policies & fixed rates, flexible tenure, Instant personal loan with flexible EMI options. We turn your dreams into reality by providing you personal loan in hassle-free Manner.

Interest Rate:

We provide bank loan with a nominal interest rate. The rate of interest are different for different loan.

  • Personal loan it starts with 10.99% onwards,
  • Home loan it starts with 8.05% onwards,
  • Car Loan it starts with 9.30% onwards,
  • LAP & ML  it starts with 9.60% onwards,
  • Machinery loan it starts with 12% onwards,
  • Business loan it starts with 13.50% onwards.

Direct Selling Association:

We have direct associated with most reputed banks like

Features and Benefits of Personal Loan in Coimbatore:

No Collateral Required:

As we have already mentioned we don’t ask for any collateral or security for personal loan. We sanction personal loan on the basis of an individual’s credibility that is decided after considering his profile, age, credit score, salary, employer, repayment history, and other factors

No upfront fees for personal loan:

With us you don’t pay any origination fees, closing fees or prepayment penalties for personal loan.

Flexible Personal loan usage:

You can use personal loan according to your needs without any restrictions unlike housing loan or car loan. Personal loan can be used to overcome many financial Problems & difficulties which may arise due to consolidate debt, finance home improvements, medical emergency, purchasing a gadget, cover unexpected expenses or sudden travel plans. You can use your personal loan for any type of expenses.

Funds sent fast:

We can send personal loan to you or directly to your creditors in as little as one business day after sanction.

Flexible repayment terms, fixed rates:

Choose the repayment term that works for you from 12 to 84 months. Then lock your personal loan in a rate from 6.99% to 24.99%.

Get Instant Personal Loans in Coimbatore:

You don’t have to wait to get what your heart desires. Apply now and get Instant personal Loan. That means whenever you’re ready, so we are ready to provide personal loan.

Flexible Tenure for personal loan in Coimbatore:

For personal loans an individual can choose the tenure as per his repayment ability and the Interest remain fixed during tenure of personal loan.

Eligibility criteria for personal loan for salaried people:

  • Age limit for personal loan is 23+ years
  • Minimum net take home after all deductions Rs: 15000
  • Total work experience 1 years and above
  • Current work experience with the organization: Six months and above

Eligibility for self employed people in Coimbatore:

Age limit for personal loan is Minimum 25 to 60 years. Personal loan interest rate for the self employed people varies from 11.99 onwards.

Documents Required for Personal loan in Coimbatore

Documents for Salaried Individuals in Coimbatore:

  • Proof of identity (a copy of Passport/ Voter ID Card/ Driving License/ Pan/ Aadhaar).
  • Proof of residence (a copy of Passport/ Voter ID Card/ Driving License/ Pan/ Aadhaar/ Leave and License Agreement/ Utility Bill of not more than 3 months).
  • A copy of latest salary slip/ current dated salary certificate with the latest Form 16.
  • Bank statement of previous 3 months.
  • 2 passport size photographs.

Documents for Self-Employed Individuals in Coimbatore:

  • Proof of identity (a copy of Passport/ Voter ID Card/ Driving License/ Aadhaar/ Pan).
  • Proof of residence (a copy of Passport/ Voter ID Card/ Driving License/ Aadhaar/ Leave and License Agreement/ Utility Bill of not more than 3 months).
  • Proof of income (audited financial for the last 2 years).
  • Proof of office address.
  • Proof of office ownership.
  • Proof of continuity of business.
  • Latest 6 months bank statement.
  • Two passport size photographs.

Frequently Asked Questions about Personal Loans in Coimbatore:

Q1

For what purpose I can use my personal loan?

A personal loan can be used any kind of expenses. You can use your personal loan to consolidate debt, finance home improvements, medical emergency, purchasing a gadget, cover unexpected expenses or treat yourself to a much-needed vacation. Personal loan is multipurpose loan.

Q2

Am I eligible for personal loan?

To avail personal loan you must have a regular source of income. Irrespective of you are salaried individual or self-employed business person.

Q3

How is the maximum personal loan amount decided?

It varies for salaried individual and self-employed business person based on different parameters.

Q4

What is the tenure of a personal loan in Coimbatore?

Personal loans feature tenure of 12 to 60 months depending upon repayment ability.

Q5

Do the Interest rates float during tenure of personal loan?

No,The Interest rate remains fixed during the tenure of personal loan.

Q6

What are the main documents required when applying for a personal loan?

The main documents required for personal loans are:

  • Income proof.
  • Address Proof Documents.
  • Identity Proof Documents and others
  • Certified copies of degree/license (in case of self-employed professional)
  • Others as per the criteria for personal loan.

Q7

What is the age limit for applying personal loan?

For self employed people the age limit is Minimum 25 to 60 year for applying personal loan and for salaried people the age limit 21 to 60 years for applying personal loan.

Q8

Is there any extra charge payable when applying for personal loan?

No,there is no any extra payable charge while applying for personal loans. You don’t pay any origination fees, closing fees or prepayment penalties for personal loan.

Q9

How do you pay out the personal loan?

Once your personal loan gets approved, you either receive a draft or cheque or deposited directly into your account.

Q10

How long does it take to disburse the personal loan amount?

We make fund it very fast, as one business day after the sanction of your personal loan.

Q11

How to repay the personal loan?

Your personal loan can be repaid by Equated Monthly Instalment (EMI).

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